The 20 Largest Banks in the World

 

The 20 Largest Banks in the World in 2025

   

The 20 Largest Banks in the World in 2025-According to the Annual Report data from each bank in 2025, there are 20 Largest banks in the world. Of course, they are the biggest bank in the world with billions of US dollars of total revenues and income annually and furthermore these banks have total assets spreading over in many countries.

So far, in monetary systems, banks are financial institutions which have a significant role in maintaining the stability of the world economy. Functionally, this institution plays a role in absorbing excess funds from the community and giving the funds to their users or customers as capital loans for business activities and consumptive activities. So far, banks can be the bridge between the interests of people who have excess funds and people who need money. In addition, various banking products with various uniqueness are offered to consumers so that they have alternatives in managing finances.

Historically, since the time of the Assyria and Babylonia era until now followed with various technological advances that have occurred, there are some of the biggest banks in the world. These banks certainly have large assets and huge net income/ profit. From the financial report data/ annual report in 2025, there are 20 Largest Banks in the World in 2025. This data came from the Annual Report of the bank corporation in 2025 which we analyzed and ranked based on certain criteria. Some criteria analyzed are total assets, total liabilities, total revenue, net income/ profit, net interest income, and total loans given to customers.

Specifically, the rank of the bank is based on the financial positions and business performance. The rank of financial position can be observed from the balance sheet of the company. Meanwhile, the business performance of the company can be observed based on the income statement/ statement of income of the corporation/ bank.

 

The Rank of 20 World’s largest banks based on Financial Position of Total Assets and Total Liabilities in 2025

Rank	Name of Company	Total Assets	Total Assets	Total Liabilities	Total Liabilities
		Origin Currency	US Dollar	Origin Currency	US Dollar
		2025	2025	2025	2025
1	Industrial and Commercial Bank of China	RMB 51,897 billion	USD 7,784 billion	RMB 47,763 billion	USD 7,164 billion
2	Agricultural Bank of China	RMB 48,724 billion	USD 7,308 billion	RMB 45,541 billion	USD 6,831 billion
3	China Construction Bank Corporation	RMB 45,631 billion	USD 6,844 billion	RMB 41,945 billion	USD 6,291 billion
4	Bank of China	RMB 38,358 billion	USD 5,753 billion	RMB 35,149 billion	USD 5,272 billion
5	J.P. Morgan Chase	USD 4,424 billion	USD 4,424 billion	USD 4,062 billion	USD 4,062 billion
6	Bank of America (BAC)	USD 3,411 billion	USD 3,411 billion	USD 3,108 billion	USD 3,108 billion
7	HSBC Holdings PLC	USD 3,233 billion	USD 3,233 billion	USD 3,027 billion	USD 3,027 billion
8	BNP Paribas	EUR 2,792 billion	USD 3,210 billion	EUR 2,660 billion	USD 3,059 billion
9	Postal Savings Bank of China	RMB 18,682 billion	USD 2,802 billion	RMB 17,519 billion	USD 2,627 billion
10	Mitsubishi UFJ Financial Group (Mitsubishi)	JPY 425,581 billion	USD 2,681 billion	JPY 404,741 billion	USD 2,549 billion
11	Crédit Agricole	EUR 2,374 billion	USD 2,730 billion	EUR 2,288 billion	USD 2,631 billion
12	Citigroup	USD 2,657 billion	USD 2,657 billion	USD 2,443 billion	USD 2,443 billion
13	Wells Fargo	USD 2,148 billion	USD 2,148 billion	USD 1,948 billion	USD 1,948 billion
14	Banco Santander	EUR 1,867 Billion	USD 2,147 billion	EUR 1,754 billion	USD 2,017 billion
15	Sumitomo Mitsui Banking Corporation	JPY 328,511 billion	USD 2,069 billion	JPY 312,570 billion	USD 1,969 billion
16	Mizuho Financial Group	JPY 302,240 billion	USD 1,904 billion	JPY 290,837 billion	USD 1,832 billion
17	Goldman Sachs	USD 1,809 billion	USD 1,809 billion	USD 1,684 billion	USD 1,684 billion
18	UBS Group	USD 1,617 billion	USD 1,617 billion	USD 1,526 billion	USD 1,526 billion
19	Deutsche Bank	EUR 1,435 billion	USD 1,650 billion	EUR 1,354 billion	USD 1,557 billion
20	Japan Post Bank	JPY 226,571 billion	USD 1,427 billion	JPY 217,311 billion	USD 1,369 billion
21	Morgan Stanley	USD 1,420 billion	USD 1,420 billion	USD 1,307 billion	USD 1,307 billion
22	Standard Chartered	USD 919 billion	USD 919 billion	USD 865 billion	USD 865 billion
23	U.S. Bancorp	USD 692 billion	USD 692 billion	USD 626 billion	USD 626 billion
Source: Annual report, 2025
Description:
	Origin Currency: Currency officially Used in Annual Report 2025
	US Dollar = Currency from Origin Currency Which has been Converted into US Dollar
Currency Rate:
1 Renminbi (RMB)= 0.15 US Dollar (USD)
1 Japanese Yen (JPY) = 0.0063 US dollar (USD)
1 Euro = 1.15 US Dollar (USD)

 

The data about the total assets and total liabilities above was obtained from the balance sheet of the annual report in 2025. The assets describe all physical and non-physical assets which the corporation/ company has owned. Furthermore, total liabilities are about the obligation or financial debts that a corporation must pay back in the future. Its components include current liabilities and non-current liabilities. Specifically, corporations with bigger assets than liabilities are commonly in good conditions to do business. They have huge resources to do business without thinking about the obligation to pay the debts.

 

The Rank 20 Largest Banks in The World based on Business Performance of Total Revenue and Net Income in 2025

 

Rank	Name of Company	Total Revenue	Total Revenue	Net Income/ Profit	Net Income/ Profit
		Origin Currency	US Dollar (USD)	Origin Currency	US Dollar (USD)
		2025	2025	2025	2025
1	J.P. Morgan Chase	USD 182.4 billion	USD 182.4 billion	USD 57.0 billion	USD 57.0 billion
2	Industrial and Commercial Bank of China	RMB 635 billion	USD 95.3 billion	RMB 370 billion	USD 55.5 billion
3	China Construction Bank Corporation	RMB 1,153 billion	USD 173 billion	RMB 339 billion	USD 50.9 billion
4	Agricultural Bank of China	RMB 725 billion	USD 108.75 billion	RMB 292 billion	USD 43.8 billion
5	Bank of China	RMB 1,000 billion	USD 150 billion	RMB 258 billion	USD 38.7 billion
6	Bank of America (BAC)	USD 113 billion	USD 113 billion	USD 30.5 billion	USD 30.5 billion
7	BNP Paribas	EUR 34.7 billion	USD 39.9 billion	EUR 23.1 billion	USD 26.5 billion
8	HSBC Holdings PLC	USD 34.7 billion	USD 34.7 billion	USD 23.1 billion	USD 23.1 billion
9	Wells Fargo	USD 83.7 billion	USD 83.7 billion	USD 21.3 billion	USD 21.3 billion
10	Banco Santander	EUR 101.7 billion	USD 117 billion	EUR 15.5 billion	USD 17.8 billion
11	Goldman Sachs	USD 58.2 billion	USD 58.2 billion	USD 16.3 billion	USD 16.3 billion
12	Morgan Stanley	USD 70.6 billion	USD 70.6 billion	USD 16.2 billion	USD 16.2 billion
13	Postal Savings Bank of China	RMB 355 billion	USD 53.3 billion	RMB 87.6 billion	USD 13.1 billion
14	Mitsubishi UFJ Financial Group	JPY 8,613 billion	USD 54.2 billion	JPY 1,729 billion	USD 10.9 billion
15	Sumitomo Mitsui Banking Corporation	JPY 10,790 billion	USD 67.9 billion	JPY 1,582 billion	USD 9.97 billion
16	Crédit Agricole	EUR 28 billion	USD 32.2 billion	EUR 8 billion	USD 9.2 billion
17	Deutsche Bank	EUR 44.4 billion	USD 51 billion	EUR 7.1 billion	USD 8.1 billion
18	Mizuho Financial Group	JPY 9,083 billion	USD 57.2 billion	JPY 1,248 billion	USD 7.86 billion
19	UBS Group	USD 49.5 billion	USD 49.5 billion	USD 7.7 billion	USD 7.7 billion
20	U.S. Bancorp	USD 30.9 billion	USD 31.6 billion	USD 7.5 billion	USD 7.5 billion
21	Citigroup	USD 85.2 billion	USD 85.2 billion	USD 7.1 billion	USD 7.1 billion
22	Standard Chartered	USD 24.5 billion	USD 24.5 billion	USD 5 billion	USD 5 billion
23	Japan Post Bank	JPY 2,852 billion	USD 17.9 billion	JPY 525 billion	USD 3.3 billion
Source: Annual report, 2025
Description:
	Origin Currency: Currency officially Used in Annual Report 2025
	US Dollar = Currency from Origin Currency Which has been Converted into US Dollar
Currency Rate:
1 Renminbi (RMB)= 0.15 US Dollar (USD)
1 Japanese Yen (JPY) = 0.0063 US dollar (USD)
1 Euro (EUR) = 1.15 US Dollar (USD)

 

The data above about total revenue and net income came from the Income statement of the company. The total revenue and net income or loss that corporation earned at a specific time reflects the efficiency and effectiveness of the company in doing the business. The consistency of a company in reaping the profit can be the indicators that corporations have stability in doing business.

 

The Rank 20 Largest Banks in The World based on Total Loans Given to Customers in 2025

Rank	Name of bank	Total Loans Given to Customers in 2025	Total Loans Given to Customers in 2025
		Origin Currency	(billion US Dollar (USD))
1	Industrial and Commercial Bank of China	RMB 29,712 billion	USD 4,456 billion
2	China Construction Bank Corporation	RMB 26,926 billion	USD 4,038 billion
3	Agricultural Bank of China	RMB 26,178 billion	USD 3,926 billion
4	Bank of China	RMB 22,876 billion	USD 3,431 billion
5	J.P. Morgan Chase	USD 1,493 billion	USD 1,493 billion
6	Postal Savings Bank of China	RMB 9,440 billion	USD 1,491 billion
7	Crédit Agricole	EUR 1,129 billion	USD 1,298 billion
8	HSBC Holdings PLC	USD 1,286 billion	USD 1,286 billion
9	Bank of America (BAC)	USD 1,185 billion	USD 1,185 billion
10	BNP Paribas	EUR 923 billion	USD 1,061 billion
11	Wells Fargo	USD 986 billion	USD 986 billion
12	Mitsubishi UFJ Financial Group (Mitsubishi)	JPY 143,584 billion	USD 904 billion
13	Sumitomo Mitsui Banking Corporation	JPY 130,516 billion	USD 822 billion
14	Citigroup	USD 752 billion	USD 752 billion
15	UBS Group	USD 653 billion	USD 653 billion
16	Mizuho Financial Group	JPY 99,753 billion	USD 628 billion
17	Deutsche Bank	EUR 472 billion	USD 542 billion
18	U.S. Bancorp	USD 391 billion	USD 391 billion
19	Standard Chartered	USD 286 billion	USD 286 billion
20	Morgan Stanley	USD 277 billion	USD 277 billion
21	Goldman Sachs	USD 237 billion	USD 237 billion
22	Banco Santander	EUR 73.3 billion	USD 84.3 billion
23	Japan Post Bank	JPY 4,372 billion	USD 27.5 billion
Source: Balance Sheet, Annual report, 2025
Description:
	Origin Currency: Currency officially Used in Annual Report 2025
	US Dollar = Currency from Origin Currency Which has been Converted into US Dollar
Currency Rate:
1 Renminbi (RMB)= 0.15 US Dollar (USD)
1 Japanese Yen (JPY) = 0.0063 US dollar (USD)
1 Euro = 1.15 US Dollar (USD)

In the table above, we also arrange the banks based on Total Loans Given to Customers. Basically, total loans given to customers are the sum of all credit, mortgages, and money lent by a bank to individuals and businesses that borrowers still need to pay back usually with the interest (float or fixed). The data of total loan is obtained from the balance sheet specifically in the asset variable.

 

The Rank 20 Largest Banks in The World based on Net Interest Income in 2025

 

Rank	Name of bank	Net Interest Income in 2025	Net Interest Income in 2025
		Origin Currency	(billion US Dollar (USD)
1	J.P. Morgan Chase	USD 95.4 billion	USD 95.4 billion
2	Industrial and Commercial Bank of China	RMB 635 billion	USD 95.3 billion
3	China Construction Bank Corporation	RMB 572 billion	USD 85.8 billion
4	Agricultural Bank of China	RMB 569 billion	USD 85.4 billion
5	Bank of China	RMB 440 billion	USD 66 billion
6	Bank of America (BAC)	USD 60 billion	USD 60 billion
7	Citigroup	USD 59.7 billion	USD 59.7 billion
8	Banco Santander	EUR 42.3 billion	USD 48.6 billion
9	Wells Fargo	USD 47.4 billion	USD 47.4 billion
10	Postal Savings Bank of China	RMB 281 billion	USD 42 billion
11	HSBC Holdings PLC	USD 34.7 billion	USD 34.7 billion
12	Mitsubishi UFJ Financial Group (Mitsubishi)	JPY 3,684 billion	USD 23.2 billion
13	BNP Paribas	EUR 17.7 billion	USD 20.4 billion
14	Deutsche Bank	EUR 15.6 billion	USD 17.9 billion
15	Sumitomo Mitsui Banking Corporation	JPY 2,832 billion	USD 17.8 billion
16	Crédit Agricole	EUR 15.3 billion	USD 17.6 billion
17	U.S. Bancorp	USD 14.4 billion	USD 14.4 billion
18	Goldman Sachs	USD 13.5 billion	USD 13.5 billion
19	Morgan Stanley	USD 10 billion	USD 10 billion
20	UBS Group	USD 7.7 billion	USD 7.7 billion
21	Mizuho Financial Group	JPY 1,377 billion	USD 8.7 billion
22	Japan Post Bank	JPY 1,284 billion	USD 8 billion
23	Standard Chartered	USD 5.9 billion	USD 5.9 billion
Source: Statement of Income, Annual report, 2025
Description:
	Origin Currency: Currency officially Used in Annual Report 2025
	US Dollar = Currency from Origin Currency Which has been Converted into US Dollar
Currency Rate:
1 Renminbi (RMB)= 0.15 US Dollar (USD)
1 Japanese Yen (JPY) = 0.0063 US dollar (USD)
1 Euro = 1.15 US Dollar (USD)

 

Net interest income (NII) is the core profit a bank makes from its lending and borrowing activities. It is the money earned from interest in loans and investments minus the interest paid out on customer deposits and borrowings.

 

The Summary of 10 World’s Largest Bank in 2025 Based on Total Assets

 

The Summary of 10 World’s Largest Bank in 2025 Based on Net Income  

The Summary of 10 World’s Largest Bank in 2025 Based on Total Loans Given to Customers

 

The Summary of 10 World’s Largest Bank in 2025 Based on Net Interest Income

 

 

Brief Description of 20 World’s largest banks in 2025

 

1.Industrial and Commercial Bank of China

 

Industrial and Commercial Bank of China Ltd (ICBC) is a China-based Bank founded in Beijing in 1984. In terms of share ownership, This Bank is owned by the Chinese Central Government with 70.82% of stake ownership and minority shareholders are Temasek Holdings with 2.44% of share ownership. Furthermore, on 27 October 2006, the Bank was successfully listed on Shanghai Stock Exchange and The Stock Exchange of Hong Kong Limited. Along with business development, ICBC has provided abundant financial products and financial services to over 14.7 million corporate customers and 782 million personal customers around the world. Operationally, ICBC has around 15,434 branches of office. Compared to other banks in 2024, Industrial and Commercial Bank of China Ltd (ICBC) still had the biggest total assets than the other banks in the world.

Financially, based on the annual report of ICBC in 2025, the bank has total assets around RMB 51,897 billion or equivalent to USD 7,784 billion and total liabilities around RMB 47,763 billion or equivalent to USD 7,164 billion. Based on the business performance in 2025, Industrial and Commercial Bank of China Ltd (ICBC) successfully gained total revenue RMB 635 billion or equivalent to USD 95.3 billion and successfully reaped net Income of RMB 370 billion or equivalent to USD 55.5 billion. In terms of banking business, total ICBC’s Loan given to its customers reached RMB 29,712 billion or equivalent to USD 4,456 billion. Furthermore in 2025, Industrial and Commercial Bank of China Ltd (ICBC) gained net interest income of around RMB 635 billion or equivalent to USD 95.3 billion.

 

2. JPMorgan Chase  

JPMorgan Chase & Co. became one of the biggest banks in the United States of America and the World. This is one of America’s Big Four banks, besides Bank of America, Wells Fargo, and Citigroup. Operationally, this bank has primary offices in New York City, New York. Historically, the establishment of J.P. Morgan Chase is the merger of several financial institutions, namely Chase Manhattan Bank, J.P. Morgan & Co., Bank One, Bear Stearns and Washington Mutual.

Along with business development, JPMorgan Chase serves corporations and individuals in more than 100 countries with more than 300,000 employees worldwide. In 2025, JPMorgan Chase can collect total deposits around USD 2,559 billion. Furthermore, financially, in 2025, based on the annual report, JPMorgan Chase has total assets around USD 4,424 billion and total liabilities around USD 4,062 billion. Based on the business performance in 2025, this JP Morgan Chase gained total revenue of USD 182.4 billion and net Income around USD 57 billion. Specifically, in the banking business, total loan from J.P. Morgan Chase given to its customers reached USD 1,493 billion. Meanwhile in 2025, JPMorgan Chase & Co. successfully gained net interest income of around USD 95.4 billion.

 

3.China Construction Bank Corporation

 

China Construction Bank Corporation (CCB) is another biggest bank in China and The World. Historically, it was founded in Beijing, China on 1 October 1954 and still has a primary office in Beijing, China. The China Construction Bank Corporation provides customers with some financial services, including corporate finance business, personal finance business, treasury and asset management business and others, serving 771 million personal customers and 11.68 million corporate customers. Moreover, China Construction Bank Corporation has subsidiaries in various sectors, including fund management, financial leasing, trust, insurance, futures, pension, and investment banking. At the end of 2025, China Construction Bank Corporation provides its customers with some financial services, including corporate finance business, personal finance business, treasury and asset management business and others, serving 785 million personal customers and 12.73 million corporate customers. Moreover, it has subsidiaries in various sectors, including fund management, financial leasing, trust, insurance, futures, pension, and investment banking. At the end of 2025, the Group had 378,344 staff members and 14,614 operating entities. In terms of banking performance of 2025, China Construction Bank penetrated successfully collected deposits from its customers around RMB 30,835 billion.

Financially, in 2025, Based on the published Annual report by the Company, the China Construction Bank has total assets around RMB 45,631 billion or equivalent to USD 6,844 billion and total liabilities around RMB 41,945 billion RMB or equivalent to USD 6,291 billion. Based on the business performance in 2025, the China Construction Bank successfully gained total revenue around RMB 1,153 billion or equivalent to USD 173 billion US Dollar and reaped the net Income RMB 339 billion or equivalent to 50.9 billion US Dollar. In the banking business, Total Loans from China Construction Bank (CCB) given to its customers reached RMB 26.926 billion or equivalent to USD 4,038 billion. Meanwhile in the banking business, China Construction Bank has net interest income of around RMB 572 billion or equivalent to USD 85.8 billion in 2025.

 

4.Agricultural Bank of China 

Agricultural Bank of China (ABC), commonly known as AgBank, is one of the biggest banks from China. It was founded on July 10, 1951. Until now, this bank has had a primary office in Beijing, China. In the year of 2024, Agricultural Bank of China successfully collected deposits from its customers around RMB 32,649 billion. Operationally, as of 2025, Agricultural Bank of China (ABC) had 23,185 domestic branch outlets located in China and 13 overseas branches and four overseas representative offices.

Financially, based on the annual report of the publishing company in 2025, the Agricultural Bank of China has total assets around RMB 48,724 billion or equivalent to USD 7,308 billion with total liabilities around RMB 45,541 billion or equivalent to USD 6,831 billion. Based on the business performance in 2025, the Agricultural Bank of China successfully gained the total revenue around RMB 725 billion or equivalent to USD 108.75 billion and net income around RMB 292 billion or equivalent to USD 43.8 billion. From the banking business in 2025, total loan from Agricultural Bank of China (ABC) given to its customers reached RMB 26,178 billion or equivalent to USD 3,926 billion with net interest income of around RMB 569 billion or equivalent to USD 85.4 billion.

 

5.Bank of China           

 

Bank of China is one of the oldest and biggest banks in China. Historically, it was founded in Beijing, China in 1912 by Chen Jintao. As at the end of 2025, Bank of China operated across the Chinese mainland and in 64 countries and regions overseas and provided over 8.4 million corporate customers and 550 million personal customers. Along with business development, in 2025, Bank of China successfully collected deposits from its customers around RMB 26,182 billion. Operationally, in terms of financial products and services, as of 2025, Bank of China provides some services including Corporate Financing (Trade Services, Corporate Financial Services, RMB Settlement Services, Corporate Savings, Other Services), Personal Savings (Personal Loans, Personal Wealth Management, Personal Exchange, Other Services), and bank card (Credit Cards and Debit Cards).

Financially, according to its 2025 annual report, Bank of China has total assets RMB 38,358 billion RMB or equivalent to USD 5,753 billion and total liabilities around RMB 35,149 billion or equivalent to USD 5,272 billion. Based on the business performance in 2025, Bank of China gained total revenue RMB 1,000 billion or equivalent to USD 150 billion and net income around RMB 258 billion or equivalent to USD 38.7 billion. In terms of banking business, total loan from Bank of China given to its customers reached RMB 22,876 billion or equivalent to USD 3,431 billion with net interest income of around RMB 440 billion or equivalent to USD 66 billion.

 

6. Bank of America

 

The Bank of America Corporation, simply known as Bank of America. In 1998, Bank of America was formed as the merger between Bank America and Nations Bank. Operationally, this bank has two primary offices: Charlotte, North Carolina, U.S. (Corporate), and New York (Investment banking). Operationally, Bank of America provides a diversified range of banking and nonbank financial services and products through four business segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking and Global Markets. Operationally, in 2025, Bank of America successfully collected USD 2 Trillion of consumer deposits from around 69 million Consumer and small business clients.

Financially, based on the financial position on the balance sheet in 2025, the Bank of America has total assets around USD 3,411 billion and total liabilities around USD 3,108 billion. Meanwhile, in 2025, the bank gained positive performance with total revenue of USD 113 billion and net Income around USD 30.5 billion. From the banking business, Bank of America has a total loan given to its customers of around USD 1,185 billion in 2025. Meanwhile, total net interest income of Bank of America (BOA) reached USD 60 billion.           

 

7. Citigroup      

Citigroup Inc. or known as Citi is one of the biggest big four banks in the United States of America. Historically, this bank was formed on October 8, 1998, as the merger of Citicorp and Travelers Group to create the world’s largest financial services. Commonly, Citigroup provides consumers with many financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services and wealth management. Furthermore, on December 31, 2025, Citi had approximately 219,000 full-time employees and presented in more than 90 countries or 144 markets.

Based on its financial position on the balance sheet in 2025, this bank has total assets around USD 2,657 billion and total liabilities around USD 2,443 billion. Based on the business performance in 2025, the company gained total revenue around USD 85.2 billion and Net Income around USD 7.1 billion. In terms of banking business, total loan given to all customers from Citigroup reached USD 752 billion and gained net interest income of around USD 59.7 billion.

 

8. Wells Fargo 

 

Wells Fargo & Company is an American-based Bank founded by Henry Wells and William Fargo. This bank has a central office in San Francisco, California, U.S., and New York. Operationally, Wells Fargo & Company provides a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through four reportable operating segments including Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. Operationally, Wells Fargo & Company provides a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through four reportable operating segments including Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. In the Consumer Banking and Lending (CBL), Wells Fargo serves 60 million consumer and small business customers across the United States and has around 4,900 branch offices. As of 2025, Wells Fargo & Company successfully collected deposits around USD 1,347 billion.

Financially, based on the annual report 2025, Wells Fargo & Company has total assets around USD 2,148 billion and total liabilities USD 1,948 billion. Based on the business performance in 2025, Wells Fargo & Company had gained total revenue around USD 83.7 billion and net Income around USD 21.3 billion. Related to banking business, Total loan given to its customers from Wells Fargo in 2025 reached USD 986 billion and. Meanwhile, Wells Fargo & Company has gained net interest income of around USD 47.4 billion in 2025.

 

9. HSBC Holdings PLC 

This Bank is another biggest bank on the European continent. This bank has a primary office in Canada Square, London, England, UK. Along with business development, HSBC is one of the world’s largest financial organizations, serving around 41 million customers across 56 markets. Based on deposits, HSBC successfully collected the deposit around USD 97.9 billion. Commonly, besides providing banking services, HSBC also provides some financial services, including Asset management, Commodities, Credit cards, Equities trading, Insurance, Investment management, Mortgage loans, Private equity, and Wealth management.

Financially, according to the annual report of 2025, HSBC Holdings has total assets around USD 3,233 billion and total liabilities around USD 3,027 billion. Based on the business performance in 2025, HSBC Holdings has gained the total revenue around USD 34.7 billion and net income around USD 23.1 billion. In terms of banking business, total loans of HSBC Holdings given to its customers reached USD 1,286 billion in 2025 with successfully gained net interest income of around USD 34.7 billion.

      

10.BNP Paribas            

BNP Paribas S.A. is one of the biggest banks in Europe from France. Historically, this bank was formed as the merger of Banque Nationale de Paris S.A. (BNP) and The Banque de Paris et des Pays-Bas S.A. (Bank of Paris and the Netherlands), or Paribas in May 2000. Until now, the company has a central office in Boulevard des Italiens, Paris, France. BNP Paribas in the year 2025 successfully penetrated Loans and advances to credit institutions around EUR 26 billion and Loans and advances to customers around EUR 897 billion. Besides providing banking services, BNP Paribas provides some financial services including Asset management, Commodities, Credit cards, Equities trading, Insurance, Investment banking, Investment management, Mortgage loans, Mutual funds, Private equity, Securities services, Risk management, and Wealth management.

Financially, based on the financial position in 2025, the total assets of BNP Paribas reached EUR 2,792 billion or equivalent to USD 3,210 billion and total liabilities around EUR 2,660 billion or equivalent to USD 3,059 billion. In terms of business performance in 2025, BNP Paribas gained total revenue around EUR 34.7 billion or equivalent to USD 39.9 billion and net income around EUR 23.1 billion or equivalent to USD 26.5 billion. In terms of banking business, total loans of BNP Paribas given to its customers reached EUR 923 billion or equivalent to USD 1,061 billion. Meanwhile, BNP Paribas successfully gained net interest income of around EUR 17.7 billion or equivalent to  USD 20.4 billion.

 

11. Banco Santander  

 

Banco Santander, S.A was founded on 15 May 1857. This Spanish Bank has primary offices in Santander and Boadilla del Monte, Madrid. Commonly, Banco Santander has provided some financial services to its 173 million customers globally including Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance and Payments. In the year 2024, Banco Santander successfully penetrated EUR 1,002 billion customer loans and this bank also collected EUR 1,207 billion customer deposits and mutual funds. Furthermore, total employees of Banco Santander reached 204,330 people.

Financially, in 2025, Banco Santander has total assets around EUR 1,867 billion or equivalent to USD 2,147 billion and total liabilities around EUR 1,754 billion or equivalent to USD 2,017 billion. Based on the business performance in 2025, the Banco Santander gained the total revenue around EUR 101.7 billion or equivalent to USD 117 billion and net income of around EUR 15.5 billion or equivalent to USD 17.8 billion. In terms of banking business, Total loan of Banco Santander to its customers reached EUR 73.3 billion or equivalent to USD 84.3 billion.

 

12. Sumitomo Mitsui Banking Corporation  

Sumitomo Mitsui Banking Corporation Group (SMBC Group). Operationally, this company has a central office in Yurakucho, Chiyoda, Tokyo, Japan. Historically, the establishment of the bank was because of the merger between The Sumitomo Bank and Sakura Bank in April 2001. As of 2025, Sumitomo Mitsui Banking Corporation has around number of employees around 28,063 people and this company have domestic branches office of 455 and 20 overseas branches office. In the year 2025, Sumitomo Mitsui Banking Corporation successfully collected Deposits of around JPY 171 trillion.

Based on the financial position in 2025, the Sumitomo Mitsui Banking has total assets around JPY 328,511 billion or equivalent to USD 2,069 billion and total liabilities of JPY 290,837 billion or equivalent to USD 1,832 billion. Based on business performance in 2025, the company gained the total revenue around JPY 9,083 billion or equivalent to USD 57.2 billion and net income around JPY 1,248 billion or equivalent to USD 7.86 billion. Based on the banking business, the total loan of Sumitomo Mitsui Banking given to its customers reached JPY 130,516 billion or equivalent to USD 822 billion. Furthermore, net interest income of Sumitomo Mitsui Banking   reached JPY 2,832 billion or equivalent to USD 17.8 billion.

 

13. Mizuho Financial Group   

 

Mizuho Financial Group, Inc. is another biggest bank from Japan. Historically, it was founded by the merger of Dai-Ichi Kangyo Bank, Fuji Bank, and the Industrial Bank of Japan in 2000. Operationally, this bank has a primary office in Marunouchi, Chiyoda, Tokyo, Japan. Mizuho Financial Group offers comprehensive financial and strategic services, including banking, securities, trust and asset management, credit card, private banking, and venture capital, through our group companies including Mizuho Bank and Mizuho Securities. In banking Business, through Mizuho Bank, Mizuho Financial Group has number of employees of around 23,827 people and has Network in Japan 463 (As of June 30, 2025) and Network outside Japan around 78 (As of June 30, 2026).

Financially, in 2025, the company has total assets around JPY 302,240 billion or equivalent to USD 1,904 billion and total liabilities around JPY 290,837 billion or equivalent to USD 1,832 billion. Based on the business performance in 2025, the company successfully gained the total revenue JPY 9,083 billion or equivalent to USD 57.2 billion and net income around JPY 1,248 billion or equivalent to USD 7.86 billion. In the banking business, in 2025, total loan of Mizuho Financial Group given to its customers reached JPY 99,753 billion or equivalent to USD 628 billion.

 

14. Mitsubishi UFJ Financial Group   

 

Mitsubishi UFJ Financial Group is one of the biggest from Japan. Historically, this bank was formed by the merger of UFJ Holdings with the Mitsubishi Tokyo Financial Group in 2005. Operationally, this bank has a central office in Yurakucho, Chiyoda, Tokyo, Japan. Structurally, Mitsubishi UFJ Financial Group has some subsidiary companies operating in different businesses including MUFG Bank, Ltd, Mitsubishi UFJ Trust and Banking Corporation, Mitsubishi UFJ Securities Holdings Co., Ltd., Mitsubishi UFJ Morgan Stanley Securities Co., Ltd., Mitsubishi UFJ NICOS Co., Ltd., Mitsubishi UFJ Asset Management Co., Ltd., other companies engaged in financial business. Along with business development, Mitsubishi UFJ Financial Group has presented in more than 50 countries with 160,000 professionals.

Based on financial position in 2025 on its annual report, Mitsubishi UFJ Financial has total assets around JPY 425,581 billion or equivalent to USD 2,681 billion and total liabilities of around JPY 404,741 billion or equivalent to USD 2,549 billion. Based on the business performance in 2025, Mitsubishi UFJ Financial generated total revenue JPY 8,613 billion or equivalent to USD 54.2 billion and net income of JPY 1,729 billion or equivalent to USD 10.9 billion. In terms of banking business, the total loan of Mitsubishi UFJ Financial reached JPY 143,584 billion or equivalent to USD 904 billion. Furthermore, net interest income of Mitsubishi UFJ Financial reached JPY 3,684 billion or equivalent to USD 23.2 billion.

 

15. Japan Post Bank

Japan Post Bank Co., Ltd has a primary office in Chiyoda, Tokyo, Japan. Along with business development, Japan Post Bank has several branches of around 23,494 offices. Furthermore, as of March 31, 2025, the number of ordinary deposit accounts is approximately 120 million accounts with the total amount of Japan Post Bank personal savings around JPY 184 trillion and household deposits reaching JPY 1,009 trillion.

Financially, according to its annual report of 2025, the Japan Post Bank has total assets around JPY 226,571 billion or equivalent to USD 1,427 billion and total liabilities around JPY 217,311 billion or equivalent to USD 1,369 billion. Based on the business performance in 2025, the Japan Post Bank gained total revenue around JPY 2,852 billion or equivalent to USD 17.9 billion or net income around JPY 525 billion or equivalent to USD 3.3 billion. In terms of banking business, the total loan of Japan Post Bank given to its customers reached JPY 4,372 billion or equivalent to USD 27.5 billion and net interest income of Japan Post Bank reached JPY 1,284 billion or equivalent to USD 8 billion.

 

16. Postal Savings Bank of China     

 

Historically, the Postal Savings Bank of China started its business in 1919. Along with business development, Postal Savings Bank of China has approximately 40,000 outlets and services covering over 660 million personal customers. Commonly, Postal Savings Bank of China provide some financial services including Personal Banking (Savings Business, Micro Loan, Settlement Business, Bank Card, Foreign Exchange Business, Consumer Credit Business, Personal Online Banking) and Corporate Banking (Corporate Deposits, Company Settlement, Cash Management, Negotiable Instruments, Corporate Financing, Trade Finance, Custody Business, Financial Markets Business, SME Operating Index, Corporate Online Banking). 

Financially, according to its annual report of 2025, Postal Savings Bank of China has total assets of around RMB 18,682 billion or equivalent to USD 2,802 billion with total liabilities of around RMB 17,519 billion or equivalent to USD 2,627 billion. In terms of business performance in 2025, Postal Savings Bank of China has gained total revenue of around RMB 355 billion or equivalent to USD 53.3 billion with total net income of around RMB 87.6 billion or equivalent to USD 13.1 billion. In terms of banking business, Total Loan of Postal Saving Bank of China to its customers in 2025 reached RMB 9,440 billion or equivalent to USD 1,491 billion. Furthermore, net interest income of the Postal Saving Bank of China reached RMB 281 billion or equivalent to USD 42 billion.

 

17. Crédit Agricole          

 

Crédit Agricole Group is the largest financial institution in France founded in November 1894. Commonly, Credit Agricole provided some financial services including Asset management, Commodities, Credit cards, Equities trading, Insurance, Investment management, Mortgage loans, Private equity, and Wealth management. As of 2025, Crédit Agricole has 54 million retail customers and employs around 157,000 people worldwide.

Financially, according to the 2025 annual report, Crédit Agricole has total assets of around EUR 2,374 billion or equivalent to USD 2,730 billion with total liabilities of around EUR 2,288 billion or equivalent to USD 2,631 billion. In terms of business performance in 2025, Crédit Agricole successfully gained total revenue of around EUR 28 billion or equivalent to USD 32.2 billion and net income of around EUR 8 billion or equivalent to USD 9.2 billion. In terms of banking business, Total loan from Crédit Agricole given to its customers in 2025 reached EUR 1,129 billion or equivalent to USD 1,298 billion. Furthermore, net interest income of Crédit Agricole reached EUR 15.3 billion USD or equivalent to 17.6 billion in 2025.

 

18. Goldman Sachs         

 

The Goldman Sachs Group is a financial services company based in 200 West Street, New York City, New York, U.S.A. Commonly, as a financial institution, Goldman Sachs provides some financial business including Investment banking, Asset management, Wealth management, and Direct bank.

Related to financial conditions and business performance in 2025, Goldman Sachs has total assets of around USD 1,809 billion with total liabilities of around USD 1,684 billion. In terms of business performance in 2025, Goldman Sachs has total revenue of around USD 58.2 billion with net income of around USD 16.3 billion. In terms of banking business, Total Loan from Goldman Sachs given to its customers reached USD 237 billion in 2025. Furthermore, net interest income of Goldman Sachs reached USD 13.5 billion.

 

19. Standard Chartered

 

Standard Chartered PLC is a British multinational bank providing many financial products, namely Asset management, Commodities, Credit cards, Equities trading, Insurance, Investment management, Mortgage loans, Mutual funds, Exchange-traded funds, Index funds, Private equity, Risk management, and Wealth management. Founded in London in 1853, Standard Chartered has 83,000 colleagues working in 54 markets worldwide. Structurally, the majority shareholder of Standard Chartered is Temasek Holdings with share ownership around 17%.

Financially, in 2025, according to its annual report, Standard Chartered has total assets of around USD 919 billion with total liabilities of around USD 865 billion. In terms of business performance in 2025, Standard Chartered successfully gained total revenue of around USD 24.5 billion with net income of around USD 5 billion. In the banking business, total loan of Standard Chartered given to its customers reached USD 286 billion in 2025 with total net interest income of Standard Chartered achieved USD 5.9 billion.

  

20. U.S. Bancorp  

 

U.S. Bancorp is an American multinational financial services firm y headquartered in Minneapolis, Minnesota, serving around 13 million consumer clients, 1.4 million business clients, 500 thousand wealth clients, and 45 thousand corporate and institutional clients as of 2024. In the financial business, U.S. Bancorp has major business segments including Wealth, Corporate, Commercial and Institutional Banking, Consumer and Business Banking, Payment Services, and Treasury and Corporate Support. As of December 31, 2024, the U.S. Bancorp employed a total of 70,263 employees globally. Operationally, in the Banking and investment services, U.S. Bancorp has 2,165 branch offices across 26 states as of December 31, 2024, with a network of 4,489 ATMs.

Financially, according to its annual report in 2025, US Bancorp has total assets of around USD 692 billion with total liabilities of around USD 626 billion. Related to business performance in 2025, U.S. Bancorp successfully gained total revenue of around USD 30.9 billion with net income of around USD 7.5 billion. In terms of banking business, total loan of US Bancorp given to its customers reached USD 391 billion and total net interest income of US Bancorp reached USD 14.4 billion.

 

21. Deutsche Bank

Deutsche Bank German multinational investment bank and financial services company headquartered in Twin Towers, Frankfurt. Historically Deutsche Bank was founded in 1870 in Berlin. Along with business development, Deutsche Bank still becomes the leading bank in Germany with a strong position in Europe, represented in 56 countries around the world and globally networked with total employees of around 89,879 as of 2025. Functionally, Deutsche Bank provides financial services to companies, governments, institutional investors, small and medium-sized businesses, and private individuals. In terms of financial products and services, besides banking services, Deutsche Bank also provides some financial services including Asset management, Commodities, Credit cards, Equities trading, Insurance, Investment management, Mortgage loans, Private equity, Wealth management.

 

Financially, in the year 2025, Deutsche Bank has total assets of around EUR 1,435 billion or equivalent to USD 1,650 billion with total liabilities of around EUR 1,354 billion or equivalent to USD 1,557 billion. In terms of business performance in 2025, Deutsche Bank successfully gained total revenue of around EUR 44.4 billion or equivalent to USD 51 billion with net income of around EUR 7.1 billion or equivalent to USD 8.1 billion. In terms of banking business, the total loan of Deutsche Bank given to its customers reached EUR 472 billion or equivalent to USD 542 billion and net interest income of Deutsche Bank reached EUR 15.6 billion or equivalent to USD 17.9 billion.

 

22. UBS Group 

UBS Group AG is a Swiss multinational investment bank and financial services firm founded on 29 June 1998 and headquartered in both Zurich and Basel, Switzerland. In terms of its business, UBS Group provides some financial services to its customers including banking, asset management, commodities, Credit cards, Equities trading, Insurance, Investment management, Mortgage loans, Private equity, and Wealth management. In Switzerland, the branches office of UBS Group reached 200 and served around 4,600 client advisors and, more than 120,000 companies, and around 80% of banks domiciled in Switzerland.

According to its annual report of 2025, UBS Group has total assets of around USD 1,617 billion with total liabilities of around USD 1,526 billion. In terms of business performance in 2025, UBS Group successfully gained total revenue of around USD 49.5 billion or equivalent to USD 7.7 billion. In terms of banking business, the total loan of UBS Group given to its customers in 2025 reached USD 653 billion and net interest income of UBS Group reached USD 7.7 billion.

           

 

23. Morgan Stanley  

 

Morgan Stanley is a multinational investment bank and financial services company headquartered in Midtown Manhattan, New York City. With offices in 42 countries and more than 80,000 employees, Morgan Stanley's clients include corporations, governments, institutions, and individuals. Operationally, Morgan Stanley maintains significant market positions in each of our business segments including Institutional Securities, Wealth Management, and Investment Management.

 

Financially, in the year of 2025, Morgan Stanley has total assets of around USD 1,420 billion     with total liabilities of around USD 1,307 billion. In terms of business performance in 2025, Morgan Stanley successfully gained total revenue of around USD 70.6 billion with net income of USD 16.2 billion. In the banking business, the total loan Morgan Stanley gave to its customers reached USD 277 billion and successfully gained net interest income of around USD 10 billion in 2025.

 

Bibliography of 20 World’s Biggest Bank in 2025

 

Industrial and Commercial Bank of China. 2026. Annual Report 2025. Accessed via http://www.icbc-ltd.com/ICBCLtd/Investor%20Relations/Financial%20Information/Financial%20Reports/  on August 8th, 2026.

 

China Construction Bank Corporation. 2026. Annual Report 2025. Accessed via http://www.ccb.com/en/investorv3/annualreports/annals.html?ptId=6&ctId=1  on August 8th, 2026.

 

Agricultural Bank of China. 2026. Annual Report 2025. Accessed via https://www.abchina.com/en/investor-relations/performance-reports/annual-reports/  on August 8th, 2026.

 

Bank of China. 2026. Annual Report 2025. Accessed via https://www.bankofchina.co.id/en-id/top/about-us/financial-report/annual-report.html  on August 8th, 2026.

 

J.P. Morgan Chase. 2026. Annual Report 2025. Accessed via https://www.jpmorganchase.com/ir/annual-report on August 8th, 2026.

 

Bank of America (BAC). 2026. Annual Report 2025. Accessed via https://investor.bankofamerica.com/annual-reports-and-proxy-statements  on August 8th, 2026.

 

HSBC Holdings PLC. 2026. Annual Report 2025. Accessed via https://www.hsbc.com/investors/results-and-announcements/annual-report  on August 8th, 2026.

 

Mitsubishi UFJ Financial Group (Mitsubishi). 2026. Annual Report 2025. Accessed via https://www.mufg.jp/english/ir/report/annual_report/index.html   on August 8th, 2026.

 

BNP Paribas. 2026. Annual Report 2025. via https://invest.bnpparibas/en/search/reports/documents/financial-reports?s%5Bsubthemes%5D%5B%5D=18  on August 8th, 2026.

 

Citigroup. 2026. Annual Report 2025. Accessed via https://www.citigroup.com/citi/investor/annual-reports.html   on August 8th, 2026.

 

Wells Fargo. 2026. Annual Report 2025. Accessed via https://www.wellsfargo.com/about/investor-relations/annual-reports/  on August 8th, 2026.

 

Sumitomo Mitsui Banking Corporation. 2026. Annual Report 2025. via https://www.sumitomocorp.com/en/jp/ir/financial/investors-guide/2021   on August 8th, 2026.

Mizuho Financial Group. 2026. Annual Report 2025. Accessed via https://www.mizuhogroup.com/investors/financial-information/annual  on August 8th, 2026.

 

Japan Post Bank. 2026. Annual Report 2025. Accessed via https://www.jp-bank.japanpost.jp/en/ir/financial/en_ir_fnc_annualreport.html   on August 8th, 2026.

Banco Santander. 2026. Annual Report 2025. Accessed via https://www.santander.com/en/shareholders-and-investors/financial-and-economic-information/annual-report  on August 8th, 2026.

 

Postal Savings Bank of China. 2026. Annual Report 2025. Accessed via https://www.psbc.com/en/investor_relations/announcement/index_6.html on August 8th, 2026.

 

Crédit Agricole. 2026. Annual Report 2025. Accessed via https://www.credit-agricole.com/en/finance/financial-information   on August 8th, 2026.

 

U.S. Bancorp. 2026. Annual Report 2025. Accessed via https://ir.usbank.com/financials/annual-reports/default.aspx  on August 8th, 2026.

 

Standard Chartered. 2026. Annual Report 2025. Accessed via https://www.sc.com/en/investors/financial-results/annual-report/   on August 8th, 2026.

 

Goldman Sachs. 2026. Annual Report 2025. Accessed via https://www.goldmansachs.com/investor-relations/financials/annual-reports  on August 8th, 2026.

 

 

 

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